Essential Personal Finance by Luu, Lien ; Lowe, Jonquil; Butler, Jason; Byrne, TonyYoung people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. Today, students need financial knowledge and skills more than ever before, not just to build their own financial security, but to create the new generation of advisers that can help all citizens navigate the complex world of personal finance. Essential Personal Finance is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement. It also provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including: The nature of financial institutions, markets and economic policy that shape the opportunities and decisions that individuals face. The range of financial assets available to households, the risk-return trade-off, basics of portfolio construction and impact of tax. The importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches. Behavioural finance as a key to understanding factors influencing individual and market perceptions and actions. Using financial data to inform investment selection and to create financial management tools that can aid decision-making. A comprehensive companion website accompanies the text to enhance students' learning and includes answers to the end-of-chapter questions. Written by authors who contribute experience as financial advisers, practitioners and academics, Essential Personal Finance examines the motivations, methods and theories that underpin financial decision-making, as well as offering useful tips and guidance on money management and financial planning. The result is a compelling combination of an undergraduate textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.
ISBN: 9781315531489
Publication Date: 2017
Money Minded Families by Mackara, Stephanie W.Teach your children to make sound financial decisions. Prepare them to use their money wisely and with a purpose Money issues challenge every family, no matter their background. That's why Money Minded Families: How to Raise Financially Well Children offers advice on how every adult and child can be "financially well." The book explores how we can align our individual values with finances, while planning for a more secure financial future. It looks at how we can save, spend, share, and invest with a purpose. The author supplies financial basics for families and direction on creating a family mission statement, in order to help drive mindful financial choices. With the help of this book's holistic financial guidance, families can take steps to live their best financial lives, rather than simply getting by. Readers will find advice on: Practicing financial mindfulness Understanding the current financial landscape Spending with a focus on personal values Understanding key financial concepts Engaging in healthy financial socialization Becoming financially independent Today's financial environment sets up unique challenges, including concerns over Social Security, sky-high college costs, and debt. Kids are more likely to make their buying decisions online rather than in stores. It's important that children's knowledge about money begins in the home. When parents actively teach their kids about money, it can contribute to their chances of future financial success. Within Money Minded Families, parents will find tools for evaluating and improving their own financial wellness. They can also teach their children about positive financial health using the book's activities, which are organized by age.
ISBN: 9781119636021
Publication Date: 2020
Money Hacks by Rowan, LisaAchieve all of your financial goals with these 300 easy solutions to all your personal finance questions--from paying off your student loans to managing investments. Are you looking for ways to decrease your spending...and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don't know where to start? It's now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you're trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation!
Creative Coping Skills for Teens and Tweens by Thomas, BonnieThis photocopiable activity book helps teens and tweens who are feeling voiceless, ineffective or fearful in response to events at a world, community or individual level. It incorporates exercises using art and craft, nutrition, mindfulness, yoga and other movement based activities. This book offers dozens of suggestions, interventions, and activities for ways that tweens and teens can care for their physical and mental health, including managing life's stressors, how to recognize 'red flags' in a relationship, and listening to their body's intuition more often. Ideal for mental health counselors, social workers, program coordinators, and other providers working with this age group, it can also be used by parents.
Boom by Richards, CathleenDo you think it's too hard to stick to a routine that will help you get fit, lose weight, and feel great once and for all? Are you tired of the years flying by while you feel like a bystander in your own health? Do you want to hear yourself saying "Boom. Done " about all of your health goals? In this motivational and practical book, Cathy Richards will teach you simple actions you can take to improve your physical health, brain fitness, and energy level now and help yourself later. Believe it or not, SMALL changes in your habits can deliver real results at any age. It's not as hard or complicated as you think and it's never too early or too late The cornerstone of BOOM: 6 Steps to a Longer, Healthier Life is finding and consistently doing the RIGHT exercise routine for you. BOOM will teach you to never underestimate the far-reaching power of exercise Next, BOOM will give you the exact exercise blueprint to follow for an effective home exercise routine that will help you get stronger, leaner, and healthier, regardless of your current age, level of interest, or fitness level. You'll get cardio, strength training, and stretching exercises, complete with photos and descriptions of every exercise. With four levels to choose from, you get to choose the level right for you based on your time and interest. The "Never Too Early" track includes four exercise levels to choose from with progressively higher investments of time and effort designed for younger or healthier adults. The "Never Too Late" track also includes four exercise levels to choose from with progressively higher investments of time and effort designed for older adults or those who have health or mobility challenges. In BOOM: 6 Steps to a Longer, Healthier Life, you'll also find: - Mindset mastery that converts intermittent efforts into lifelong habits. - The timeless superfoods-based eating plan for a healthy weight. - Metabolism magic to burn calories like a furnace. - Goodbye back pain in two minutes per day. - Four factors that fix fatigue forever. - Brain fitness facts that will change your future. - The link between healthy hearing and dementia. - The number one strategy to reduce your risk of falling. - And much more Imagine how you'll feel when you are ON TRACK and HIGH ENERGY every day and you have built a stronger you for NOW and into the future Don't wait - get BOOM today
ISBN: 9780976780014
Publication Date: 2019
Eat, Move, Think by Francis, ShaunEat, Move, Think is the essential guide to living a longer, more active, and more fulfilled life--full of answers to your most pressing health and wellness questions. Doctors everywhere have the same goal: healthier and happier lives for their patients. And yet, no two medical professionals give the same advice. How much coffee is too much? What's better for your fitness: cardio or weights? What is mindfulness, and how can you practice it? Finally, there are answers to all of those questions and more. Eat, Move, Think breaks down the fundamentals of living a long and healthy life into three sections: nutrition, physical activity, and mental health. Francis addresses the questions that we all grapple with: How much meat should I eat? Is it okay to sit all day if I work out afterwards? How does sleep affect my mental health? Drawing upon the expert advice of world-renowned doctors and medical professionals, this book captures the innovative strategies of the world's highest performers--Navy SEALs, cutting-edge researchers, professional athletes--in one handy illustrated guide to everyday healthy living. Honest, straightforward, and accessible, Eat, Move, Think will empower and educate you, showing you the simple, achievable steps you can take to transform your health and your life.
ISBN: 9781501157813
Publication Date: 2018
eBooks/Books on Time Management
Eat That Frog! for Students by Tracy, Brian; Leinberger, AnnaAdapted from Brian Tracy's international time-management bestseller, Eat That Frog!, this book will give today's stressed-out and overwhelmed students the tools for lifelong success. Like adults, students of all ages struggle with how to manage their time. Encountering the necessity of time management for the first time, high schoolers juggle classes, extracurricular activities (all but mandatory for college admissions), jobs, internships, family responsibilities, and more. College brings even more freedom and less structure, making time management even more critical. Brian Tracy's Eat That Frog! has helped millions around the world get more done in less time. Now this life-changing global bestseller has been adapted to the specific needs of students. Tracy offers readers tips, tools, and techniques for structuring time, setting goals, staying on task (even when you're not interested), dealing with stress, and developing the skills to achieve far more than you ever thought possible. This is the book that parents and teachers have long been wishing Tracy would write.
ISBN: 9781523091256
Publication Date: 2020
Exactly Where to Start by Jones, Phil M.Get out of your own way and bring your ideas to life! Exactly Where to Start is a playbook for everyone with a great idea, everyone with a goal in mind, and everyone with a specific destination but no journey. We've been told all our lives that "good things come to those who wait"--but that's a myth. Good things come to those who do. Too often, we get stuck in the "getting ready" stage: research, analysis, brainstorming, and more research; we feel like we need to know everything there is to know about what we want to do before we ever take the first steps. Meanwhile, the people who actually go out and do the thing are taking risks, learning lessons, and making strides toward their goals every single day. Isn't it time you joined them? This book coaches you through the journey with precise, actionable steps that help you take that all-important first leap and keep the momentum going. Discard the distractions, break through the overwhelm, and get going for real with this real-world blueprint for turning your vision into reality. Snap yourself out of "analysis paralysis" Stop thinking you need to know everything before you even begin Make those big decisions and focus in on your goals Chart your journey's path, and get up and get started today Many of us have fallen into a trap: we no longer believe that "anything is possible", yet we are surrounded by proof that everything is possible! But we are distracted, harried, overwhelmed, and maybe a little intimidated. Our dreams remain forever in limbo, and we may go to our graves before we venture beyond the "planning stage". Don't let that happen--don't you deserve to realize your goals? Exactly Where to Start gives you the kick in the pants and the practical plan you need to stand up, step up, and make it happen.
ISBN: 9781119484622
Publication Date: 2018
Smart Teams by Crowley, DermotCommunicate, congregate and collaborate more effectively than ever Smart Teams will help your team to go beyond personal productivity to enhance team productivity. Building on the concepts presented in Smart Work, which focuses on personal productivity, this book shows you how to turn unproductive team behaviours that create friction into 'superproductive' behaviours that promote flow. Productivity is, at its core, a leadership issue -- and this book provides practical guidelines that help you build a culture where productivity thrives. Working together can be a drag -- literally. Email noise, unproductive meetings and poorly organised projects can stifle creativity and disrupt everyone's workflow. But by creating team agreements that raise awareness of the negative impact of our behaviours, you build the desire and capability to change. This book is packed with tips, guidelines and expert insights for leaders and managers at any level. Foster a culture of 'superproductivity' Create a set of Smart Team principles to guide cooperation Run fewer, shorter and more effective meetings Collaborate more productively on projects Reduce urgency, interruptions and email noise People want their work to matter, they want to make an impact and they want to do it all with a healthy work-life balance -- productivity is the key to making it all happen. Smart Teams shows you how to implement the culture shift that will allow your team to flourish.
ISBN: 9780730350033
Publication Date: 2018
Do What Matters Most by Shallenberger, Robert R.; Shallenberger, SteveTime management remains a huge challenge for most people. This book shares the habits and processes used by top leaders worldwide to minimize distractions and maximize accomplishments. In researching more than 1,260 managers and executives from more than 108 different organizations, Steve and Rob Shallenberger discovered that 68 percent of them feel like their number one challenge is time management, yet 80 percent don't have a clear process for how to prioritize their time. Drawing on their forty years of leadership research, this book offers three powerful habits that the top 10 percent of leaders use to Do What Matters Most. These three high performance habits are developing a written personal vision, identifying and setting Roles and Goals, and consistently doing Pre-week Planning. And Steve and Rob make an audacious promise: these three habits can increase anyone's productivity by at least 30 to 50 percent. For organizations, this means higher profits, happier employees, and increased innovation. For individuals, it means you'll find hours in your week that you didn't know were there--imagine what you could do! You will learn how acquiring this skillset turned an "average" employee into her company's top producer, enabled a senior vice president to reignite his team and achieve record results, transformed a stressed-out manager's work and home life, helped a CEO who felt like he'd lost his edge regain his fire and passion, and much more. By implementing these simple and easy-to-understand habits, supported by tools like the Personal Productivity Assessment, you will learn how to lead a life by design, not by default. You'll feel the power that comes with a sense of control, direction, and purpose.